The Kessling Financial Group maintains four cornerstones to help our clients achieve their financial goals. Critical to the KFG approach is our ability and commitment to listen to you and ask the right questions. We get to know our clients and seek to understand what is truly important to them. We do this by asking a series of in-depth questions designed to cover each aspect of their financial and emotional lives. Our mission is to help clients identify and prioritize their goals. To that end, we use a four step process to assist our clients in solving their personal or business financial puzzle.
Analyze Before we recommend any product or service, we ask questions and get a clear understanding of your circumstances and financial objectives. We then analyze your insurance and investment portfolios to identify any gaps that may exist.
Recommend* We will provide you with suggestions to fill in the gaps or to help you reach your objectives more efficiently.
Implement** If our recommendations make sense to you, we will work with you to implement them and help you secure the required products and services.
Review*** Your financial circumstances and goals will change over time. We will work with you to keep your planning current. This is done through periodic reviews of your financial package and the careful consideration of your strategies. KFG will make sure that your plans continue to work toward your goals.
A Financial Services Professional can help you with many of your financial needs. It is important to note that Financial Service Professionals are only able to provide certain services if they are licensed to do so.
*Recommend. The producer's relationship with the client during post-plan delivery is as a registered representative and not as a fee-based financial planner.
**Implement. The client is free to implement the plan recommendations with whomever he or she chooses.
***Review. Periodic reviews or updates require a new agreement and may be subject to additional fees.