Products & Services

We offer a wide variety of products and services to help you solve today’s personal and business financial problems and to prepare for the future.

Personal Solutions

Financial Resource Services
Life & Disability Income Insurance Needs
Review of Savings and Investments*
Fee Based Planning
Retirement Income Needs
Budgeting and Cash Flow Study

Retirement Products & Services
Individual Retirement Accounts (IRAs)
Fixed and Variable Annuities*
Retirement Needs Review
Long Term Care Insurance

Investment Products*
Mutual Funds
Unit Investment Trusts
Variable Annuities
Direct Participation Programs
Securities Brokerage Services

Estate Planning**
Estate Preservation
Tax Reduction Strategies
Charitable Giving

Tuition Funding Programs
College Costs Analysis
Analysis of Investment* Alternatives
Insurance and Investment Products*

 

Business Solutions

The Kessling Financial Group can coordinate singular and multiple benefit packages offered by an employer to its employees:

Disability - Short and Long Term:

Employer-paid disability plans offered by Massachusetts Mutual Life Insurance Company (MassMutual), Guardian, Standard, UNUM, and Assurant For information about employee-paid plans that wrap around current group Long-Term Disability plans, see www.halfapaycheck.com

KFG offers medical, dental and vision insurance:

Employer-paid group medical insurance offered by Aetna, Anthem, Assurant, Humana, Medical Mutual, United Healthcare

If your group is larger than 50 employees, The Kessling Financial Group maintains a partnership with Bailey & Company www.baileyandco.com to serve your needs

In-between coverage? On your own? Individual plans are also available!

Dental Insurance:

Employer-paid group dental insurance offered by Ameritas, Anthem, Assurant, Delta Dental, Guardian, Humana, Medical Mutual, MetLife, Superior Dental, United Healthcare

Employer-paid group vision insurance offered by Anthem, Guardian, Humana, Medical Mutual, United Healthcare, VSP

Life Insurance:

Group life plans offered by Massachusetts Mutual Life Insurance Company (MassMutual), Guardian, Aetna, Anthem, Humana, Medical Mutual, United Healthcare

Business Continuation Planning
Funding Option Analysis
Buy - Sell Strategies
Family Business Succession Planning
Key Person Insurance

Executive Fringe Benefits
Executive Bonus Plans
Split Dollar Insurance
Deferred Compensation Funding
Salary Continuation Plans
Non-Qualified Executive Fringe Benefits

Employee Group Benefit Program
Medical and Dental Plans (Group & Individuals)
Life and Disability Income Insurance
Pension, Profit Sharing and 401(k) Plans
Payroll Deduction Plans
SIMPLE IRAs
Non-Qualified Retirement Programs
Long Term Care Insurance

*Securities offered through Registered Representatives of MML Investors Services, Inc., member SIPC.
**Estate Planning is accomplished by working in conjunction with the client’s tax and legal advisors.